Auto Insurance

Shafer Insurance can provide coverage for most any auto insurance risk including SUVs, youthful operators with good records, classic cars and motorhomes.

We include discounts for airbags, anti theft devices, drivers with 30 years of driving experience, excellent credits scores and clean driving records, as well as cross discounts if you insure your home with us.

Call or email Shafer Insurance if you are curious about our ability to solve any potential problems or if you are interested in a quote.

Autmobile Insurance Questions to Ask

• If you purchase a new vehicle over the weekend, is there any automatic coverage with your policy?
  
  
• If you lend your car to a friend and he has an accident, whose insurance pays for the damage?
  
  
• Do I need to add coverage for the DVD player or GPS in my vehicle, or is it automatically included?
  
  
• Is it better to list my youthful driver on a separate policy to isolate the exposure?
  
  
• If you rent a car in Puerto Rico while on vacation, does your auto coverage transfer to the rental car?
  
  
• Does your auto coverage transfer to a U-haul truck when you rent the truck? Does the size of the truck have any bearing on coverage?
  
  
• Would it be convenient to have no deductible for glass breakage, if it didn’t cost much premium and it did not count against your claim record?
  
  
• Does your policy have ‘first accident forgiveness’ so you are not charged for the first at fault accident?
  
  
• Are you successful in contacting the person that placed the coverage for you at the agency you do business with now? Do you speak to someone different every time you call?
  

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