Art & Fine Jewelry

Shafer Insurance Agency can provide a personal articles policy for those special items that may have limited coverage in a regular homeowner's policy.

The special framed artwork from your favorite artist or the family heirloom jewelry you treasure deserves to be treated with special attention.

A personal articles policy has no deductible, and can be much broader than the coverage that is afforded in the homeowners policy.

• Did you know the homeowner's policy has limits for jewelry, silver, guns, furs, business property…but you can ‘schedule’ those items and broaden the coverage?
  
  
• Do you have artwork or a collection of treasured items or a musical instrument that requires the value be established in advance in case of a loss?
  
  
• A "personal articles floater" can provide coverage when a prong is loose on a ring and the stone falls out and is lost.
  
  
• We can schedule camera equipment, golf clubs, video cameras, rare coins, and a variety of precious items.
  

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